:root{
  --pine:#16382c;
  --pine-2:#215c45;
  --sage:#e4eee8;
  --cream:#f4efe6;
  --card:#fffdf8;
  --ink:#1c2420;
  --muted:#5a635e;
  --line:rgba(22,36,30,.1);
  --gold:#c4a15a;
  --radius:16px;
  --max:1180px;
  --shadow:0 10px 30px rgba(22,36,30,.06);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
html,body{margin:0}
body{
  font-family:ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;
  background:var(--cream);
  color:var(--ink);
  line-height:1.55;
  font-size:17px;
}
img{max-width:100%;display:block}
a{color:var(--pine-2)}
.wrap{width:min(var(--max),calc(100% - 32px));margin:0 auto}
.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:8px 12px;z-index:80}
.skip:focus{left:8px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(244,239,230,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;gap:18px;min-height:64px}
.brand{display:flex;align-items:center;gap:10px;color:var(--ink);text-decoration:none;font-weight:750;letter-spacing:-.02em}
.brand img{width:36px;height:36px;border-radius:10px;object-fit:cover}
.nav{display:flex;gap:16px;flex:1;flex-wrap:wrap}
.nav a{color:var(--ink);text-decoration:none;font-size:15px}
.nav a:hover,.nav a[aria-current="page"]{color:var(--pine-2)}
.menu-btn{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:10px;padding:8px 10px;font:inherit}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 18px;border-radius:999px;background:var(--pine);color:var(--cream);text-decoration:none;font-weight:700;border:0;cursor:pointer;font:inherit}
.btn:focus-visible,.nav a:focus-visible,.menu-btn:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.btn-ghost{background:transparent;color:var(--pine);border:1px solid var(--line)}
.hero{padding:42px 0 28px}
.hero-grid{display:grid;gap:28px;align-items:center}
@media(min-width:900px){.hero-grid{grid-template-columns:1.15fr .85fr}}
.kicker{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--pine-2);font-weight:700;margin:0 0 10px}
h1{font-size:clamp(1.7rem,4vw,2.5rem);letter-spacing:-.04em;line-height:1.12;margin:0 0 12px}
h2{font-size:1.35rem;letter-spacing:-.03em;margin:0 0 10px}
h3{font-size:1.05rem;margin:0 0 6px}
.lede{color:var(--muted);margin:0 0 18px}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-bottom:14px}
.points{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 16px;padding:0;list-style:none}
.points li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 12px;font-size:14px}
.note{font-size:14px;color:var(--muted);background:var(--sage);border-radius:12px;padding:12px 14px}
.hint-quiet{margin:10px 0 0;font-size:13px;color:var(--muted);line-height:1.45}
.panel{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);padding:20px}
.choice{display:grid;gap:10px}
.choice a{display:block;padding:14px 16px;border:1px solid var(--line);border-radius:14px;text-decoration:none;color:var(--ink);background:var(--card)}
.choice a:hover{border-color:var(--pine-2)}
.choice small{display:block;color:var(--muted);font-size:14px}
section{padding:28px 0}
.grid-3,.grid-2{display:grid;gap:12px}
@media(min-width:800px){.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:1fr 1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px;box-shadow:var(--shadow)}
.card p,.prose p,.faq p{color:var(--muted)}
.list{margin:0;padding-left:18px;color:var(--muted)}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:12px 16px;margin-bottom:8px}
.faq summary{cursor:pointer;font-weight:650}
.faq summary:focus-visible{outline:3px solid var(--gold)}
.trust{display:grid;gap:10px}
@media(min-width:700px){.trust{grid-template-columns:repeat(5,1fr)}}
.trust div{background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px;font-size:14px}
.closing{text-align:center;padding:22px 0 10px}
.site-footer{background:#12261e;color:#d7e4dc;padding:36px 0 24px;margin-top:20px;font-size:15px}
.site-footer a{color:#d7e4dc}
.foot-grid{display:grid;gap:18px}
@media(min-width:800px){.foot-grid{grid-template-columns:1.3fr 1fr 1fr 1fr}}
.site-footer h2{color:#fff;font-size:1rem}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin:6px 0}
.legal{margin-top:18px;color:#9bb0a6;font-size:13px}
.crumbs{font-size:14px;color:var(--muted);margin:16px 0 8px}
.prose{max-width:760px}
.prose h1{margin-top:8px}
label{display:block;font-weight:650;margin:0 0 6px}
input,select,textarea{width:100%;font:inherit;padding:12px;border:1px solid var(--line);border-radius:12px;background:#fff;margin-bottom:12px}
.hp{position:absolute;left:-9999px}
.dock{display:none}
@media(max-width:860px){
  .menu-btn{display:inline-flex}
  .nav{display:none;position:absolute;left:0;right:0;top:64px;background:var(--cream);border-bottom:1px solid var(--line);padding:12px 16px 16px;flex-direction:column}
  .nav.open{display:flex}
  .header-cta{display:none}
  .dock{display:block;position:fixed;left:0;right:0;bottom:0;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:linear-gradient(180deg,transparent,var(--cream) 30%);z-index:40}
  .dock .btn{width:100%}
  body.has-dock{padding-bottom:76px}
}
.loader,.fail{padding:28px;text-align:center;color:var(--muted)}
.calc-shell{background:#fff;border:1px solid var(--line);border-radius:20px;min-height:720px;position:relative;overflow:hidden}
#tcpp-iframe-kfz,#tcpp-iframe-kfz iframe{width:100%;border:0;display:block;min-height:720px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}